LEGAL REVIEW REQUIRED · TEMPLATE VERSION 1.0

Refund & Credit Policy

Last updated: October 2026 · Vision 360 AI Solutions Private Limited

1. Credit Wallet Model

Vision 360 utilizes a prepaid wallet system. Funds deposited into your account wallet are converted into conversational credits dedicated to connected call minutes and chat processing.

2. Unused Wallet Balance Refund

If you decide to discontinue using Vision 360, any remaining unused wallet balance may be refunded to the original payment method upon written request to vision360digitalsolutions@gmail.com within 30 days of the last credit purchase, subject to deduction of actual connected talk-time incurred and standard payment gateway processing fees.

3. Connected Call Usage

Talk-time minutes consumed during connected conversations with live recipients are non-refundable, as underlying telecom carrier bandwidth is consumed in real time. Unconnected dials are billed at ₹0.00 and carry no charge.